Wade Coye, Disability Attorney
If you or a loved one is in a situation where disability prevents financial management, there are options to ensure that you are properly taken care of. Typically, the Court will rule in the situation when a person cannot be financially accountable for their Social Security disability (SSD), or Supplemental Security Income (SSI) payments that the person should be assigned a Representative Payee to manage their financial responsibilities for them.
The Social Security Administration (SSA)Representative Payee program is designed to allow a disabled person to have a family member, friend, or 3rd party association of their choosing designated to act on their behalf. The duties of the Representative Payee include making sure that the SSD or SSI monthly payment is used to pay for the disabled person’s current or foreseeable needs, saving any leftover monies, and reporting to the SSA on how the money was spent. This can be reported either by mailing in paperwork or completing documentation online.
It can be either a physical or mental disability which prevents a person from managing their own finances, and the SSA realizes that each situation is different. If a disabled person has a designated power of attorney or legal guardian then the disabled person can choose to have their Representative Payee be the same person, or they can choose someone else. It’s really up to them. The Court will state when a disabled person needs a Representative Payee, but the disabled person is allowed to choose who acts as the Payee.
Disabilities impact every aspect of a person’s life, and finances are no exception. Those with disabilities can become victims if not properly looked after, and the Representative Payee program is designed to help protect the rights of every disabled person. To find out more about the options available to you or a loved one, call our disability department to speak with one of our knowledgeable representatives.