Estimating Social Security Disability Benefits

The Social Security Administration offers a few different calculators for calculating future benefits. They can help you determine how much assistance the government will give you in place of a wage. The " quick calculator " estimates benefits based on your birthdate and past earnings. There are more requirements and considerations in calculating SSD benefits that this page doesn't take into account, so this calculator gives a very basic idea of the amount you can expect.

The standard online calculator requires users to input much more information, including complete earnings history. Once finished, the calculator determines other benefits you may be able to claim.

The most detailed calculator must be installed onto your computer to work. Visit the SSA's website if you are interested in this option, which gives you the most precise estimate of your future benefits.

Supplemental Security Income

The SSI pays a standard amount, which is adjusted by marital status and income. For individuals, their benefits start at $674. For couples, their benefits start at $1,011. Eligible income is deducted from these amounts before a check is issued. Additionally, some states add to the SSI benefits. These states include:
  • California ($845 for individuals, $1,407.20 for couples)
  • Hawaii (varies based on living situation)
  • Massachusetts ($788.39 for individuals, $1,191.06 for couples)
  • Nevada (varies based on living situation)
  • New Jersey ($705.25 for individuals, $1,036.36 for couples)
  • New York ($761 for individuals, $1,115 for couples)
  • Pennsylvania (varies based on living situation)
  • Rhode Island ($713.92 for individuals, $1,090.38)
  • Vermont ($726.04 for individuals, $1,109.88 for couples)
  • Washington D.C. (varies based on living situation)

Disability Insurance

Generally, insurance policies strictly outline the benefits you are eligible to receive if they go into effect. Plan for your needs before you buy a policy. Consider your life's expenses, such as:
  • education
  • children
  • retirement
  • car payments
  • other insurance policies
  • medical expenses
  • daily expenses (food, entertainment)
Review your policy to estimate your future benefits.

Veteran's Benefits

Veterans can get disability compensation that is proportional to the extent of their injuries or illnesses. A veteran's impairment can vary, so they are given a rating from 10-100%. The higher the rating of impairment, the higher the benefits per month. The Dept. of Veteran's Affairs outlines the amount you stand to receive based on your injuries in this table .

The Coye Law Firm is experienced in all types of disability claims. Whether you stand to receive veteran's benefits, Social Security Disability, Supplemental Security Income, or benefits from disability insurance, we can help you in all aspects. Call our firm to discuss what options you have.