Receiving Disability Benefits through Direct Deposit

When Will I Receive My Disability Benefit Checks?

Disability benefits are not a person's first choice for income. An injury or illness can keep a person from working and earning an income to support themselves and their family. Once they are approved for disability benefits from the Social Security Administration (SSA), a person waits for the checks to arrive in the mail each month.

Sometimes they may not be able to wait the three days it takes for the checks to be mailed. But if you have a bank account, you can arrange for the SSA to deposit the benefit check directly into your account each month.

What is Direct Deposit?

Direct Deposit is a simple, fast way to get your benefits or paychecks into your bank account sooner. You fill out a form with your personal information, including bank account numbers, and then the institution that pays you on a regular basis will automatically deposit the funds into your account.

You may have used direct deposit at work. Many people find that this system saves them a trip to the bank. Additionally, it saves them the waiting period of getting a check in the mail or in person at work.

 How do I Set Up Direct Deposit for Social Security?

Typically, a person has to set up direct deposit in person. The SSA lets beneficiaries enroll in person or online.

The first step is to complete the Direct Deposit Sign Up Form and get it to the SSA. Individuals can mail the form or take it to their local SSA office. You have to be approved for Supplemental Security Income (SSI) or Social Security Disability (SSD) before you can enroll in direct deposit.

You can change your direct deposit online in case you change banks while you're still receiving benefits. First, you want to get a password associated with your Social Security number. Next, you can log into the site and change your information. 

Once you complete all of these steps, you will get a letter in the mail from the SSA telling you when to expect the disability benefits in your account. Representative payees can sign up for direct deposit as well.



Direct deposit can help disability beneficiaries get their funds much faster than through the traditional method. If your denied disability claim has been approved on appeal, then you can't wait for benefits any longer. Contact an experienced attorney to help you take advantage of direct deposit as soon as your claim is approved.


Call 407.648.4940 or contact Coye Law Firm today for a free, private strategy session about your case.

The expert disability attorneys at Coye Law Firm are experienced with Florida, New York, Michigan, and District of Columbia law and are here to help the disabled.

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