Receiving Disability Benefits through Direct Deposit

Disability benefits are not a person's first choice for income. An injury or illness can keep a person from working and earning an income to support themselves and their family. Once they are approved for disability benefits from the Social Security Administration, a person waits for the checks to arrive in the mail each month. But if you have a bank account, you can arrange for the Social Security Administration to deposit the benefit check directly into your account each month.

The Coye Law Firm tries to get disabled people the full amount of their benefits as soon as possible. Our attorneys know that you may not be able to wait the three days it takes for the checks to be mailed. We can help you on your appeal and ensure that you're getting maximum benefits.

What is Direct Deposit?

Direct Deposit is a simple, fast way to get your benefits or paychecks into your bank account sooner. You fill out a form with your personal information, including bank account numbers, and then the institution that pays you on a regular basis will automatically deposit the funds into your account.

You may have used direct deposit at work. Many people find that this system saves them a trip to the bank. Additionally, it saves them the waiting period of getting a check in the mail or in person at work.

Social Security's Direct Deposit System

Typically, a person has to set up direct deposit in person. The Social Security Administration lets beneficiaries enroll in person or online.

The first step is to complete the Direct Deposit Sign Up Form and get it to the Social Security Administration. Individuals can mail the form or take it to their local SSA office. You have to be approved for Supplemental Security Income or Social Security Disability before you can enroll in direct deposit.

You can change your direct deposit online in case you change banks while you're still receiving benefits. First, you want to get a password associated with your Social Security number. Next, you can log into the site and change your information. 

Once you complete all of these steps, you will get a letter in the mail from the SSA telling you when to expect the disability benefits in your account. Representative payees can sign up for direct deposit as well.

Direct deposit can help disability beneficiaries get their funds much faster than through the traditional method. If your denied disability claim has been approved on appeal, then you can't wait for benefits any longer. Your attorney at the Coye Law Firm can help you take advantage of direct deposit as soon as your claim is approved.