Impairment Benefits and Workers Compensation
When someone is injured at work, they may be able to claim insurance benefits for their medical bills and lost wages if the accident happened during the course of their employment. These injuries can vary from mild to severe, some even resulting in death. The more complicated at-work injuries may entitled the employee to more benefits. Impairment benefits may be available to people who cannot work due to the effects of a lifelong at-work injury.
The aftermath of an on-the-job accident is not easy. If you are having trouble getting coverage or claiming benefits from your employer's workers compensation insurance company, an attorney may be able to help you. Call the Coye Law Firm today for a free consultation about your workers compensation claim.
Impairment benefits are a lot like Permanent Total Disability benefits in that they pay for part of the wages a person may lose because of a long-lasting at-work injury. Impairment benefits depend on the employee's level of impairment. The employee may be able to continue working, but with restrictions or less hours than before. In these cases, they may be able to make up some of their lost wages by claiming impairment benefits.
Qualifying for Benefits
A doctor's opinion is essential to getting any type of workers' compensation benefits. The doctor you visit must be approved by workers compensation. When they determine that treatment will not greatly improve your condition, they may place you at maximum medical improvement. They will assign you an impairment rating also if you are still dealing with the injury after you reach MMI.
Impairment benefits are paid according to your impairment rating. If the doctor says you have no permanent impairment, they will assign you a rating of 0%, which would entitle you to no impairment benefits. But if your rating is above 0%, your payment is based on that number. It is very important to pay attention to your medical records because many of your benefits are based on the doctor's statements. If you disagree with your doctor , you may have options.
Fighting for Benefits
Workers compensation claims can be difficult to resolve, and a legal fight is the last thing you want to deal with as you recover from an on-the-job injury. Because impairment benefits are paid on a long-term basis, they may be harder to claim. An attorney at the Coye Law Firm wants to help you in your fight for workers compensation benefits. Call our offices today to have your claim evaluated at no cost to you.