Your Personal Injury, Workers' Comp, Disability and Family Law Concerns Put to Rest

Even a minor accident can cause physical and financial confusion, worries, and setbacks. Allow us to help answer your questions and put your concerns to bed, so you can focus on your recovery. Why wait any longer to get the answers you need? Click here and see how our knowledge, advice, and experience can help you.

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  • Where do I apply?

    Apply for disability benefits online at the Social Security Administration's website, or explore our Qualifying & Applying for Social Security Benefits page. Applying for Supplemental Security Income is more in-depth and requires a personal meeting with a representative at a local social security office. Enter your zip code on their website to find an office near you . 

  • Wouldn't a disability at age 60 be different from one at 25? What are the age requirements for Social Security Disability?

    An adult from ages 19 to 49 is considered "younger" and is deemed to have the ability to adapt to work other than the work the person has done in the past. For a "younger" person, unless certain special things are present, they must prove that they cannot do even the simplest job that exists in "significant numbers" anywhere in the United States. 

    For a person from ages 50 to 54 (considered a person "closely approaching advanced age,"), they must prove that the medical condition limits them to no better than sedentary work (basically a sit down job), that he or she cannot do any work done in the previous 15 years, and that this work did not give him or her any skills which apply to sedentary work. 

    For a person over 55 ("advanced age" or "closely approaching retirement age") the person must show that he or she is limited by the medical condition to no better than light work, that he or she cannot return to any job done in the last 15 years and that he or she has no work skills which could be applied to any other light or sedentary job which is similar in terms of industry, tools, and work processes to that which the person has done before.


  • I've been disabled and out of work for 2 months. Can I claim SSD benefits?

    The law states that a person must be considered disabled for five months before receiving benefits. However, your case may have other areas of liability, including workers' compensation and personal injury. contact the Coye Law Firm to find out if you may collect benefits another way. 

  • Is the decedent’s life insurance policy included in Probate?

    It depends. If the life insurance policy has a named beneficiary, then typically the insurance company will release the funds directly to that person after the paperwork is filed. If there is no named beneficiary, then the life insurance policy will be processed as part of the estate. If processed as part of the Estate, the proceeds are subject to creditors claims. If the policy is paid to a named beneficiary, then those funds are exempt from creditors claims. The only exception to paying the proceeds to a named beneficiary is if the funds are necessary to fund a spouse’s elective share. 

  • Is it ever too late to start the probate process?

    The short answer is no. Probate initiation is technically plausible for several decades. However, the longer you wait, the more complicated the process may become. For example, if an original heir passes away, then their inheritance would transfer to their own estate, and so on. You could also be subject to other statute of limitations (ie. Electing to take an undivided one-half interest in the homestead estate as a tenant in common must be done within 6 months). The sooner you begin the probate process, the smoother it will go, barring any disputes among beneficiaries. 

  • Who pays the bills of the decedent?

    Unless you were a co-signer on a loan or account to which debt was owed, the beneficiaries are not responsible. However, the estate is. All properly filed claims of debtors will be paid out before anything is transferred to the beneficiaries. 

  • Is probate necessary if there is a surviving spouse?

    Probate is necessary if the decedent owns ANY property solely in their name. If everything is part of a joint account or has a joint owner with rights of survivorship, then probate wouldn't be necessary. 

  • How are personal representative/attorney fees determined throughout the Probate process?

    Personal representative fees will be determined in one of five ways:

    • The fee is as stated in the will
    • The fee is determined in a contract between the personal representative and the decedent
    • Agreed upon between the personal representative and whoever is paying their fees (ie. Beneficiaries)
    • The amount presumed to be reasonable as calculated under the law, if the amount is without objection
    • Determined by the judge
    The personal representative’s attorney’s fees will be determined in one of three ways:
    • As agreed upon by the attorney, the personal representative, and the persons paying the fee
    • The amount presumed to be reasonable as calculated under the law, if the amount is without objection
    • Determined by the judge


  • Can a spouse be cut out of a will or trust?

    Legally, no. Florida law provides that the surviving spouse may receive an elective share of 30% of the decedent’s elective estate, unless there is a valid pre/post marital agreement. However, the election is not automatic, and is subject to strict election deadlines.


  • What is the Personal Representative responsible for accomplishing?

    The personal representative has a variety of responsibilities:

    • Identify, gather, evaluate, and safeguard all probate assets
    • Publish a “notice to creditors” giving notice of the administration of the estate, along with the requirements to file a claim
    • Serve a “notice of administration” to specific people to give notice of any requirements to file objections regarding the estate
    • Notify all reasonably ascertainable creditors
    • Object to improper claims and defend any resulting lawsuits
    • Pay valid claims
    • File tax returns
    • Pay taxes
    • Employ necessary professionals to assist in the process
    • Pay administrative expenses
    • Distribute assets to surviving family
    • Distribute assets to other beneficiaries
    • Close probate administration