Your Personal Injury, Workers' Comp, Disability and Family Law Concerns Put to Rest
Even a minor accident can cause physical and financial confusion, worries, and setbacks. Allow us to help answer your questions and put your concerns to bed, so you can focus on your recovery. Why wait any longer to get the answers you need? Click here and see how our knowledge, advice, and experience can help you.
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What do "MMI," "IR," "TPD," "TTD," and "PTD" stand for?
MMI means "Maximum Medical Improvement" and is used to determine when benefits should stop being paid to the injured employee. IR means "Impairment Rating," TPD means "Temporary Partial Disability," TTD means "Temporary Total Disability," and PTD means "Permanent Total Disability." All of these categories are used to determine an injured worker's benefits. When a worker reaches MMI, their workers' compensation benefits stop. However, the doctor assesses an impairment rating, which determines the amount of benefits they may continue to receive.
Do I need health insurance in order to pay for treatment?
You should only be concerned with paying for your own medical treatment if you've settled your claim. If an injured worker's injuries need medical attention after the claim has been settled, it is their responsibility to pay for them through health insurance or some other method.
I haven't heard anything about my benefits claim and I sent them notice a month ago. What's going on?
According to the workers compensation laws, "The carrier must pay, disallow, or deny all medical, dental, pharmacy, and hospital bills submitted to the carrier in accordance with department rule no later than 45 calendar days after the carrier's receipt of the bill." Therefore, it can take up to 7 weeks to hear back. Consulting your attorney or employer may help to expedite the process.
Can I choose my own doctor? What if I don't like the one that I choose?
Workers compensation must authorize a doctor for injured workers to begin treatment. Workers are not permitted to choose a doctor, but if they are dissatisfied with the one authorized, they are allowed to change doctors one time. Exercising this right can depend on timing and circumstances, so it is important to consult an experienced workers comp lawyer at the Coye Law Firm before making this decision.
Do I have to pay for my medical treatment?
If the system is working correctly, you shouldn't have to pay for treatment yourself. The medical provider submits the medical bills to your employer's insurance company, who in turn pays the bills.
Another employee was playing a joke when I fell and broke my arm. Do I have a claim?
If you were performing duties within the scope of your job, then most likely. The statute specifies that deviation from employment is not covered in a workers' compensation claim, but every circumstance is different. contact a workmans' compensation attorney at the Coye Law Firm to determine if you have a case.
I work at a supermarket. I became injured after I slipped and fell on some liquid a customer dropped. Can I claim workers' compensation benefits to offset my medical bills?
Workers' compensation claims are filed when a worker is injured during the "course and scope" of their employment. This means that if they are performing tasks that their employer requests and become injured, they can file a claim regardless of the source of injury. In the grocery store case, an employee can file a claim even if their employer wasn't the one who posed the danger and they experienced a workplace accident.
How long after my injury do I have to report it?
Report your injury to your employer as soon as possible. You have up to 30 days from the injury or 30 days from when your doctor says your injury is work-related to report it. Your claim may be denied if you don't report in time.
I've been injured at work. What is the very first thing I need to do in order to begin the workers' compensation claim process?
File a First Report of Injury or Illness form with your employer. You can download it if your employer doesn't have a copy on hand.
What do I do if I, or my child, are injured on an attraction at any amusement park?
Report the injury to the operator of the ride immediately. Have that person call for both medical assistance and their manager at the same time. Complete any “incident report” the park management requires so that they have it properly documented. Do not sign any agreements or discuss insurance or compensation with any representative of the park until you’ve spoken with an attorney.