How to File an Insurance ClaimThe Coye Law Firm can help you when it comes to filing any type of insurance claim, including: For property damage to your home or vehicle, the process of filing an insurance claim begins when you contact your insurance agent. After filling out a claim form, you will have to wait for an insurance adjuster to review the damage and assess the amount it will take to make repairs. They will usually send a check for that amount in the mail or to a repair shop as payment for the damage.
Filing a claim is necessary when involved in a car accident resulting in damage or injuries. If you have been in an accident with an uninsured motorist, you can claim benefits under Florida's No-Fault insurance law by contacting your own insurance company. Many car insurance companies offer uninsured motorist coverage to further protect against injuries or damage caused by irresponsible drivers. This additional coverage can be beneficial in the event of a serious accident in which damages exceed the $10,000 minimum coverage as required by Florida law.
Talking to the Insurance CompanyInsurance policies can help pay for your injuries or property damage in an accident, but some companies try to avoid paying any benefits at all. If you need help communicating with the insurance carrier or an insurance adjustor, talk to a lawyer about your rights.
When to File an Insurance ClaimWhen purchasing insurance coverage, it is vital to review your policy, what it covers, and the process for filing a claim. Companies may process their insurance claims in different ways, so knowing the preferred method can help the overall process. File an insurance claim if your property has been damaged or stolen, or if seeking medical treatment. The Florida Department of Financial Services has an excellent online help system to address specific questions and requirements.
Accelerating the ProcessConsumers often consider the insurance claims system to be slow or unsuccessful. In order to speed up the process, do the following: These steps can help you avoid confusion and disputes with your insurance company, hopefully making your recovery faster.
If you are having trouble recovering funds from your insurance company, contact an insurance lawyer at the Coye Law Firm. Our experienced insurance attorneys can consult you on the legal aspects of the insurance industry in Florida and what they are required to do. If you have followed your policy's guidelines and are still meeting resistance in claiming benefits, call one of our offices today .