Not only are car accidents frightening events, but they can also be very expensive.
If insurance doesn't cover certain aspects of the car crash, then the driver may have to pay out of their own pocket.
What's even worse...serious injuries from a car accident may prevent you from working and earning the income needed to pay for your life's necessities like food, shelter, and clothing.
The overall cost of a car accident may include:
As you can see, the costs can pile up quickly.
Imagine now that you don't have a steady income to pay for these costs. Losing wages after a car accident forces families to deal with two tragedies.
Using Personal Injury Protection Benefits to Claim Lost Wages
If you plan to use your PIP benefits for lost wages, it is very important to pay attention to when your claim is reaching it's limit. Talk to a personal injury lawyer to learn more about saving part of PIP benefits for lost wages.
How to Claim Lost Wages After a Car Accident
When dealing with insurance companies, documentation is everything.
Your car insurance company requires documentation in order to see the connection between your injuries and your inability to work. You may also be required to show them work-related documents that prove your salary or hourly income.
Step 1) Track Time Missed From Work
Keep track of how much time you miss from work. Get documentation from your supervisor or human resources department stating exactly which days you were absent. You may also need to produce earnings reports or pay stubs in order to prove the wages you earn regularly.
Step 2) Keep Documents That Relate to Your ClaimAs you go through treatment, keep documents that relate to your claim, including:
Step 3) Consider Hiring an Attorney
If you're hurt and out of work, you need to focus on recovering from your injuries instead of keeping track of insurance policies, medical records, and bills. An accident lawyer at the Coye Law Firm may be able to maximize your benefits. Our team helps demand lost wage benefits in addition to those relating to medical care and rehabilitation after a car accident.
Lost wages are just a part of the many benefits available to personal injury victims. If you have questions about your Florida auto accident case or injury case you can download a FREE copy of Wade Coye’s book, Sharing the Secrets, Learning the Lies: A Guide to Florida Personal Injury by clicking here. You can also contact our expert team at Coye Law by calling today, or by filling out a contact form by clicking here.