Acronyms and Abbreviations that you may hear during your Workers' Compensation Case

If you are going through a workers' compensation case, the law may be confusing enough without seeing all of the acronyms associated with the process. You might see "TTD" or "MMI" in your paperwork or release, and it is important to know what they mean. A Florida workers' compensation lawyer at the Coye Law Firm will explain what they mean to your case if you are seeking medical benefits for an on-the-job injury. Call our experienced attorneys today for experienced, aggressive representation.

Activities of Daily Living (ADL)

These activities include self-care, personal hygiene, communication, physical activities such as sitting and standing, sleep, and sensory functions. If your injury is serious enough to affect these activities, your attorney may pursue more benefits on your behalf to compensate for the hardship.

Actual Wage Loss (AWL)

If your case goes to court or reaches the settlement stage, your attorney may argue your actual wage loss. Your injury may have prevented you from earning a lot of money over time, which shouldn't go unnoticed. An experienced attorney at the Coye Law Firm can help fight for the lost wages and benefits you need in a workers' compensation claim.

Average Weekly Wage (AWW)

Depending on the severity of your injuries, you may not be able to continue working. Your attorney can determine the lost wage benefits you are eligible to receive by using the formula expressed in the Florida statute. 

Cost of Living Adjustment (COLA)

Some benefits from a workers' compensation claim may be paid for years, possibly even a lifetime. If this happens, factors in the economy may demand that the payment change over time. For example, a loaf of bread costs more now than it did 20 years ago. To make up for this change, a cost of living adjustment may have to be made on benefits. A serious case that involves payments over time is best left to the experienced and aggressive workers' comp lawyers at the Coye Law Firm.

Carpal Tunnel Syndrome (CTS)

This impairment can be caused by numerous things, not just repeatedly typing for long periods of time at work. These types of claims can be difficult to collect benefits for, but if you can prove that your injury was caused by your work environment, bring your claim to the Coye Law Firm's experienced lawyers.

Employer/Carrier (E/C)

This acronym appears in the general release of a workers' compensation claim. It refers to your employer and their insurance carrier. A release gets rid of their liability for you injuries, and it should only be signed after discussing your future medical costs with a doctor and your attorney.

Future Earning Capacity (FEC)

This number appears often with the injured employee's impairment rating. It is used to make the argument for benefits based on the amount you would have made had you not been injured. If you are seriously injured and can no longer work, then your future earning capacity should be factored into the amount of wages you are trying to collect.

Functional Limitation (FL)

If your injuries require medical attention but don't prevent you from doing your job, your attorney may include a description of your functional limitation in the paperwork for your case. For example, if you twisted your ankle at work, but sit down to do most of your job, then that is your functional limitation. Be sure to follow all doctors orders during the recovery from an on-the-job injury.

Impairment Rating (IR)

You might see this acronym appear with other ones, such as "TTD" or "PTD." It is the level of impairment as determined by your doctor. If you can recover from your injuries and are able to lead a relatively uninterrupted lifestyle during recovery, your doctor might assign a temporary partial disability rating in your case. Consult an attorney to understand the importance of an impairment rating.

Last Day Paid/Last Day Worked (LDP/LDW)

This acronym may show up in a settlement when discussing the calculation of lost wages. There is a formula for calculating the lost wages that can be repaid to an employee, and these dates may be critical to the equation.

Maximum Medical Improvement (MMI)

Your doctor will determine that you have reached maximum medical improvement if there is no longer a reasonable expectation that your injuries can improve with continued medical care. You may still be entitled to benefits in some cases when this point is reached. You may see this acronym appear with impairment ratings such as permanent total disability or temporary partial disability.

Permanent Impairment (PI)

Permanent Impairment is a classification of injury, much like the impairment ratings. If an employee dies as a result of a workplace accident, their family may be entitled to benefits that are paid under permanent impairment circumstances. Because the PI benefits are paid for a long period of time, the case may be put before a review committee. Impairment ratings and what they mean for you workers compensation case are important to address with your attorney at the Coye Law Firm. They will explain to you the process and benefits you can expect.

Permanent Total Disability (PTD)

This is an impairment rating issued by an authorized physician. Florida statute 440.15 states that amputation of body parts, severe head or spinal cord injuries, and severe communication disturbances are presumed to fall into this category if the employee is unable to engage in sedentary employment within 50 miles of their home. If your doctor assesses this rating, it can help you get more of the benefits you may need.

Post-traumatic Stress Disorder (PTSD)

Post-traumatic stress disorder is found in people who have been injured in or experienced a particularly disturbing event. PTSD is found in veterans, car accident survivors, and other people who have been psychologically affected by the events in their lives. The Mayo Clinic's overview of PTSD states that symptoms can completely disrupt lives, so it is important to consider in a workers' compensation claim. If your injury happened under intensely upsetting circumstances, let your lawyer at the Coye Law Firm know so that they may pursue benefits for psychological needs.

Statute of Limitations (SOL)

A statute of limitations is the time period that an injured worker has to file a case. Statute 440.185 states that the employee has 30 days from the "date of or initial manifestation of the injury" to file for benefits. There are exceptions to this rule that an attorney can share with you if you are considering a claim. Call our offices today to see if your claim is still able to be pursued.

Social Security Administration (SSA)

The Social Security Administration is responsible for the payment of specific benefits. If your workplace injury results in you being disabled, you can file to collect social security disability benefits if you meet qualifications.

Social Security Disability (SSD)

Social Security Disability benefits are paid to those who have a mental, physical, or a combination of these limitations that prevent them from "substantial gainful activity." The Coye Law Firm routinely handles matters relating to these benefits. Learn more on our SSD page and call our offices to speak with a compassionate, experienced attorney who can help you.

Temporary Partial Disability (TPD)

An employee who is issued this impairment rating is expected to be able to return to work within a reasonable period of time. Their benefits are affected by the wages they earn during a trial period of returning to work.

Temporary Total Disability (TTD)

The circumstances for this impairment rating are similar to permanent total disability, such as loss of limbs, loss of sight, or other severe impairments. However, if an employee is able to do light, sedentary work within 50 miles of their home, then their benefits will correspond with what the law says about TTD benefits. 

Call 407.648.4940 or contact Coye Law Firm today for a free consultation about your case.

The expert injury attorneys at Coye Law Firm are experienced with Florida, New York, Michigan, and District of Columbia law and are here to help the injured.

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From my book you will learn...

  • The one thing you MUST do within 30 days of a work injury (page 16)
  • How to fill out a First Report of Injury form (page 20)
  • The first step you need to take to receive wage loss benefits (page 54)
  • What medical decisions your employer can make for you (page 26)
  • How to protect your benefits after being placed on light duty (page 38)
  • How to deal with rude workers' compensation doctors (page 39)
  • Disastrous workers' comp traps to avoid (page 83)
  • Others methods to pay for your medical costs (page 45)
  • What "maximum medical improvement" means for a claimant (page 63)
  • ...and much more.

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