Many of Florida's businesses are required to provide workers' compensation insurance coverage to protect their employees from on-the-job injuries. If your employer falls within this category, then their insurance coverage will automatically extend to their employees. 

Workers Compensation Insurance Requirements

Your employer is required to provide workers' compensation insurance coverage if they are:
  • in an industry, other than construction, and have four (4) or more employees, full-time or part-time
  • in the construction industry, and have one (1) or more employees
  • a state or local government
  • a farmer, and have more than five (5) regular employees and/or twelve (12) or more other workers for seasonal agricultural labor lasting thirty (30) days or more

Some workers' compensation insurance companies may deny your claim for one reason or another. Some employers choose to become exempt from the workers compensation requirement. 

There are a few exceptions to these guidelines. Call the Coye Law Firm for a free consultation and to make sure your employer has adequate and appropriate workers compensation insurance coverage to protect employees from at work accidents or injuries.


  • Do You Still Have Questions?

Call 407.648.4940 or contact Coye Law Firm today for a free consultation about your case.

The expert injury attorneys at Coye Law Firm are experienced with Florida, New York, Michigan, and District of Columbia law and are here to help the injured.

Discover POWERFUL SECRETS and COMMON LIES of Florida Workers' Compensation 

If you are someone you know is struggling with the workers' comp process, get a FREE hard copy of my workers' compensation book and you will be squared away in no time!

From my book you will learn...

  • The one thing you MUST do within 30 days of a work injury (page 16)
  • How to fill out a First Report of Injury form (page 20)
  • The first step you need to take to receive wage loss benefits (page 54)
  • What medical decisions your employer can make for you (page 26)
  • How to protect your benefits after being placed on light duty (page 38)
  • How to deal with rude workers' compensation doctors (page 39)
  • Disastrous workers' comp traps to avoid (page 83)
  • Others methods to pay for your medical costs (page 45)
  • What "maximum medical improvement" means for a claimant (page 63)
  • ...and much more.

To receive your FREE copy, click here