The Life-Altering Effects of Car Accidents
One person’s carelessness behind the wheel can mean a lifetime of pain for someone else. If you have been in an accident, it is possible you have sustained life-long injuries. Cars can easily be repaired or replaced, but humans cannot. Injuries can also causes all sorts of issues: affecting work performance, creating issues with spouses, and even depression when a former activity or hobby is no longer possible.
5 Claims You May Have After a Car Accident
Depending on your car accident, you may be able to recover benefits for:
1) A property damage claim if your vehicle was damaged.
2) A lost wages claim if the injuries you sustained in the accident made you miss work.
3) A pain and suffering claim if you have experienced hardships in your personal life. This could include depression, physical scarring, inability to care for children, and serious changes to one's lifestyle.
4) A loss of consortium claim if the injuries you sustained are creating issues between you and your spouse.
5) A medical payments claim if you have had to seek medical treatment fo your injuries.
4 Steps to Take After a Car Accident in Orlando, Florida
Car accidents on East Colonial and the major intersections along it—John Young Parkway, Orange Avenue, Semoran Boulevard and others—can be particularly serious.
You may feel disoriented, but it is important to understand the steps you should take. Here are 4 crucial steps to take after a car accident in Orlando:
1) Call 9-1-1 and File a Police Report
2) Take Pictures of the Scene
Take as many as you can of your car and any other car and from as many angles as possible
3) Exchange Driver Information
Be sure to exchange information with other drivers or pedestrians involved in the accident. Get their contact information and insurance information.
4) Go to the Doctor
If you’re in pain, get to a hospital right away.
Who Will Pay For Your Damages?
Florida is a no-fault state, which means that no matter who is at fault, if the driver is injured in the car accident, their own insurance company will pay for the injuries and lost wages.
The No Fault insurance (also known as Personal Injury Protection or PIP) system is sometimes confusing. Instead of the at-fault driver or their insurance company paying for a victim's injuries, the victim's own insurance company pays for them up to the required minimum coverage of $10,000.
In addition to PIP coverage, an additional $10,000 is expected to cover a driver in the event of property damage. This system is designed to make the payment faster and allow the victim to recover faster. The system, however, limits the victim's rights to pursue lawsuits. Florida requires drivers to carry insurance with at least $10,000 of personal injury protection and $10,000 of property liability damage.
Protect Yourself with Uninsured Motorist Coverage
If an at-fault driver does not carry bodily injury coverage or only has minimal coverage, your harms and losses from their carelessness will only be paid for if you have uninsured motorist coverage.
Orlando Truck Accident Attorney
If you or a loved one were involved in a trucking accident, you most likely have experienced serious loss and damages.
Traffic accidents are complicated enough, and accidents involving trucks can increase the amount of complications.
Most trucking accidents should not be taken lightly as they can include multiple parties, and also tend to cause more harm due to the greater size and weight of the truck. Therefore, the amount in damages in most trucking accidents may be substantially larger.
Aspects and Parties Involved in a Truck Accident Investigation:
- The truck involved
- Driver of the truck
- Owner of the truck
- Owner of the trailer if it’s a tractor trailer
- Person or company that leased the truck from the owner
- Manufacturer of the vehicle and/or parts
- Witness statements
- Police report
- Investigation to obtain the truck’s tracking information and any video surveillance
- Preserving all information on the accident (it is vital that no property or information be altered or destroyed).
- Notifying the trucking company that you are making a claim.
In short, settlement of a trucking case may require coordination and negotiation with multiple insurance carriers and national companies, a task most people are not equipped or desiring to do on their own.
Harmful mistakes can happen when handling car accident or truck cases without an attorney. For this reason, make sure you are very familiar with all aspects of a case if you are handling an accident yourself.