Car and Truck Accident Attorney in Orlando

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Every year, 20-50 million people are injured or disabled in road accidents and roughly 10 million car crashes occur in America



One person’s carelessness behind the wheel can mean a lifetime of pain for someone else. Car accidents are unfortunately a common occurrence in Orlando, Florida.


With Walt Disney World, the Amway Center, University of Central Florida and Universal Studios actively inviting tourism and creating heavy traffic, it’s no wonder why you may be more susceptible to an accident. If you are the victim of an accident, you might feel lost and wonder what your options are. A car or truck accident may leave you and your family with lost wages, medical bills and costly car repairs.


The Life-Altering Effects of Car Accidents

If you have been in an accident, it is possible you have sustained life-long injuries. Cars can easily be repaired or replaced, but humans cannot. Injuries can also causes all sorts of issues: affecting work performance, creating issues with spouses, and even depression when a former activity or hobby is no longer possible.  

Possible Damages You Can Claim After a Car Accident

Depending on your car accident, you may be able to recover benefits for:

Additional Claims That May Be Available After a Car Accident

A car accident may fall under a few different categories:

Wrongful DeathWhen a fatal accident occurs and a loved one is lost, a wrongful death claim.

Social Security DisabilityIf your injuries prevent you from working, you may have a claim for disability.

Workers' CompensationIf you or the other driver in the accident were on the job, a workers' compensation claim may be involved.

4 Steps to Take After a Car Accident in Orlando, Florida

Car accidents on East Colonial and the major intersections along it—John Young Parkway, Orange Avenue, Semoran Boulevard and others—can be particularly serious.

You may feel disoriented, but it is important to understand the steps you should take. Here are 4 crucial steps to take after a car accident in Orlando: 

1) Call 9-1-1 and File a Police Report: After an accident on the road, you should call 9-1-1 and request a police officer. The accident report that a police officer writes is a crucial starting point for personal injury claims since it usually includes information about...

  • The drivers involved.
  • The driver's insurance information.
  • The types of vehicles involved.
  • Who the witnesses were.
  • The name of the police officer who reported to the scene.
  • All other pertinent information from the scene of the accident. 
  • A police officer may also issue a traffic citation to the at-fault driver.

2) Take Pictures of the Scene: Take as many as you can of your car and any other car and from as many angles as possible

3) Exchange Driver Information: Be sure to exchange information with other drivers or pedestrians involved in the accident. Get their contact information and insurance information. 

4) Go to the Doctor: If you’re in pain, get to a hospital right away. Waiting too long to go to the doctor can be irreversibly damaging to your case. Insurance companies will use your delay against you, claiming that your injury "must not have been that painful" if you waited so long to seek medical care, or claim that something else happened during the two weeks delay that caused your injuries.

What's even worse? If you don't seek medical care within 14 days after an accident, then you may not be able to use your personal injury protection benefits from your insurance.

Why Your Case is Only as Good as the Available Insurance Coverage

When someone is in a car accident, there is a common belief that the at-fault person should pay for all of the damages. Unfortunately, this is not always the case.

Many car accident victims become frustrated when they learn that full coverage in Florida does not necessarily mean the at-fault person has available insurance money to pay for any bodily injuries caused in a car accident. 

Since Florida does not require drivers to carry bodily injury coverage, there are many accidents in Florida where the at-fault person and their insurance company may not have to pay anything for your injuries. 

Who Will Pay For Your Damages?

Florida is a no-fault statewhich means that no matter who is at fault, if the driver is injured in the car accident, their own insurance company will pay for the injuries and lost wages.

The No Fault insurance (also known as Personal Injury Protection or PIP) system is sometimes confusing. Instead of the at-fault driver or their insurance company paying for a victim's injuries, the victim's own insurance company pays for them up to the required minimum coverage of $10,000. 

In addition to PIP coverage, an additional $10,000 is expected to cover a driver in the event of property damage. This system is designed to make the payment faster and allow the victim to recover faster. The system, however, limits the victim's rights to pursue lawsuits. Florida requires drivers to carry insurance with at least $10,000 of personal injury protection and $10,000 of property liability damage.

Protect Yourself with Uninsured Motorist Coverage

If an at-fault driver does not carry bodily injury coverage or only has minimal coverage, your harms and losses from their carelessness will only be paid for if you have uninsured motorist coverage.

Uninsured Motorist coverage, also known as UM or UIM (for Underinsurance Motorist), helps to fill in coverage gaps when a driver needs additional benefits in a car accident claim. This coverage is optional and some drivers may think that it is unnecessary.

Even though UM is not required by law in Florida, it can be a very valuable asset in the case of a serious car accident. Click here to learn more about Uninsured Motorist coverage. 

Orlando Truck Accident Attorney

If you or a loved one were involved in a trucking accident, you most likely have experienced serious loss and damages.

Traffic accidents are complicated enough, and accidents involving trucks can increase the amount of complications.

Most trucking accidents should not be taken lightly as they can include multiple parties, and also tend to cause more harm due to the greater size and weight of the truck. Therefore, the amount in damages in most trucking accidents may be substantially larger.  

Aspects and Parties Involved in a Truck Accident Investigation:

  • The truck involved
  • Driver of the truck
  • Owner of the truck
  • Owner of the trailer if it’s a tractor trailer
  • Person or company that leased the truck from the owner
  • Manufacturer of the vehicle and/or parts
  • Witness statements
  • Police report
  • Investigation to obtain the truck’s tracking information and any video surveillance
  • Preserving all information on the accident (it is vital that no property or information be altered or destroyed).
  • Notifying the trucking company that you are making a claim.

In short, settlement of a trucking case may require coordination and negotiation with multiple insurance carriers and national companies, a task most people are not equipped or desiring to do on their own.

The Danger of Handling Your Case Alone

Harmful mistakes can happen when handling car accident or truck cases without an attorney. For this reason, make sure you are very familiar with all aspects of a case if you are handling an accident yourself.

The Orlando car accident lawyers at Coye Law Firm understand the high risks involved with accidents in Orlando and the situations they can leave you in. They want to help you along your way in recovering financially, medically, and mentally.

Wade B. Coye
Attorney/Author Wade Coye - serving consumers legal needs for over 27 years