Have You Been Injured On the Job? Discover How to Get Your Medical Bills Paid, How to Calculate Your Wage Loss Benefits, What to Do if Your Workers' Comp Claim is Denied, and Other Tips from Orlando's Expert Workers' Compensation Attorneys

Have you been injured at work? If so, these questions have probably crossed your mind...

1. How does workers' comp pay me?
2. Can my employer fire me while on workers' compensation?
3. Can I still work and get workers' compensation?
4. How do I know if I need to hire an attorney? And if I do, where do I even start?

These are just a few of many questions I hear from my clients. And it's no wonder...workers' compensation can be an incredibly confusing and complicated process. That's why I wrote the book: Sharing the Secrets, Learning the Lies: A Guide to Florida Workers' Compensation.

Discover POWERFUL SECRETS and COMMON LIES of Florida Workers' Compensation 

If you are someone you know is struggling with the workers' comp process request a FREE copy of my workers' compensation book and you will be squared away in no time.

From my book you will learn...

  • The one thing you MUST do within 30 days of a work injury (page 16)
  • How to fill out a First Report of Injury form (page 20)
  • The first step you need to take to receive wage loss benefits (page 54)
  • What medical decisions your employer can make for you (page 26)
  • How to protect your benefits after being placed on light duty (page 38)
  • How to deal with rude workers' compensation doctors (page 39)
  • Disastrous workers' comp traps to avoid (page 83)
  • Others methods to pay for your medical costs (page 45)
  • What "maximum medical improvement" means for a claimant (page 63)
  • ...and much more.​

All of this information is absolutely free if you have been injured on the job in Florida. 

 

And don't worry, this is not a book for lawyers or law students, it is a book for you – the everyday consumer. ​You won’t find any dreary legalese or “lawyer language,” in my book (such as formal technical terms or statute definitions). I define all legal terms in plain language and summarize the key points at the end of each chapter.

Why Did I Write This Book?

"A few years ago, I had a memorable client who was in a very serious accident.

This client had just started a new job and revealed to me that she was very concerned about being able to pay her costly medical bills. This client was memorable to me because she was interested in learning and understanding the details of her case. 

She did not want to make a mistake that might cost her and every time I met with this client, she would lament, “I wish I knew this before I called you.” That’s when I realized I needed to write a book for people like this client. Everyday people who want to avoid making mistakes with their case."
Wade Coye

Further Questions About Your Workers' Comp Claim?

Call (407) 603-3937 to speak to my expert team today or Click Here to submit the details about your claim and we will call YOU within the next business day.


Do You Need an Attorney for Your Florida Workers' Comp Case? 

Another question many injured workers have is whether or not they need legal representation for their workers' comp claim. Is it really worth the effort to seek an attorney? Workers' comp can be a tedious and complicated process, and having an experienced attorney to help can sometimes mean the difference between a denied or accepted claim.

3 Mistakes that Can Ruin Your Workers' Comp Claim

1) Signing a medical release
It is usually never a good idea to sign a medical release unless you fully understand what you are signing. Doing so can harm your case. Be very careful as some insurance companies may try to trick you into signing a release.

2) Giving recorded statements
You are not required to give an insurance company a recorded statement. Remember, the other side's insurance company is going to try to save them as much money as possible. They may try to trick you to give a statement that could be used against you later.

3) Not being up front about prior accidents or injuries
It is incredibly important to be honest about your injuries in a workers' comp claim. For instance, if you have a shoulder injury, and have injured your shoulder in the past--mention it! If your current injury is somehow related to the injury-in-question and you fail to mention your past injury, they may accuse you of fraud.

5 Tips for Injured Workers

In order to properly preserve your workers' comp claim, you should do the following:

1) Report your accident to your supervisor immediately. Demand that an accident report be filled out.

2) Get medical treatment. If possible, get specialized treatment (specialized doctors have years of experience for one area of the body).

3) Contact an experienced Florida workers' comp law firm.

4) Gather contact information of potential witnesses, including names, addresses and telephone numbers.

5) Keep a copy of all the medical reports and bills you receive.

How Much Will Workers' Comp Pay Me in Wage Loss?

The workers’ comp insurance company will pay you 66 and ⅔ of your average weekly wage if you were injured on the job and unable to work.

The amount the workers’ comp carrier has to pay you is dependent upon the wages you received in the 13 weeks before you were injured. It does not matter if you had taken a few weeks off or if you had not worked a full 40 hours for whatever reason.

How to Calculate Wage Loss Benefits

You will need to provide your paycheck to determine your weekly wage. As a general rule, take care that your hours and wages are properly documented. Detrimental issues can arise if you have improper time records or failed to declare all income (such as tips). 

In order to calculate your lost wage benefits, the employee or their attorney must…

  • Add up the total amount of wages for the 13 weeks (or 91 days) preceding the injury.
  • Divide this number by 13, and the result is your "AWW" - your average weekly wage.
  • Take 66.66% of your AWW and that will be the amount of your wage loss checks. 

​Your paychecks should be the only evidence you need to prove your wages.

Q: What if I Make My Income Through Tips?
A: Tips, commissions, and other untaxed income can be added to the equation if the employer is aware that it is part of the employee’s income. It is very important for waiters and other service industry workers to claim tips on tax returns in order to receive the deserved benefits.

Q: Am I Compensated for Income Made at a Second Job?
A: If you were injured on the job and have a second job, then your workers’ comp benefits could be calculated based upon both jobs. In order for this to take place, the second job must have also had worker’s comp insurance and the employee needed to have paid taxes on income made there as well.

Do You Still Have Questions?

Call 407.648.4940 or Click here to contact Coye Law Firm today for a free consultation. 


Struggling with the workers' comp process? Request a FREE copy of my workers' compensation book, Sharing the Secrets, Learning the Lies: A Guide to Florida Workers' Compensation and you will be squared away in no time.

From my book you will learn...

  • The one thing you MUST do within 30 days of a work injury (page 16)
  • How to fill out a First Report of Injury form (page 20)
  • The first step you need to take to receive wage loss benefits (page 54)
  • What medical decisions your employer can make for you (page 26)
  • How to protect your benefits after being placed on light duty (page 38)
  • How to deal with rude workers' compensation doctors (page 39)
  • Disastrous workers' comp traps to avoid (page 83)
  • Others methods to pay for your medical costs (page 45)
  • What "maximum medical improvement" means for a claimant (page 63)
  • ...and much more.​

Request Sharing the Secrets, Learning the Lies: A Guide to Florida Workers' Compensation today and receive your free copy in 3- 5 days.


Fill out the form below to request a free copy of "Sharing the Secrets, Learning the Lies: A Guide to Florida Workers' Compensation." You will receive your absolutely free copy in the mail in 3-5 days.

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